SBSCH

Payday Super Resources Dashboard

Payday Super is a government reform that will require employers to pay Super Guarantee contributions on or soon after each payday, instead of making contributions quarterly or monthly. The new rules begin on 1 July 2026. The intent is to reduce unpaid/late super, give employees more timely contributions into their funds, and give the ATO closer to realtime visibility of employers who fall behind.

This dashboard has been created to provide employers with resources and insights to help them understand Payday Super and prepare for its impact. Use the dashboard to navigate Payday Super rules and prepare your business for the transition.

Note: As of March 2026, legislation and regulations relating to Payday Super are still in the process of being finalised by Treasury and the ATO. The information provided in this dashboard will be updated as and when the details are finalised.

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ATO Super Clearing House to Close when PayDay Super Begins

You may have heard that Payday Super is coming in July 2026. In short, Payday Super will require all employers to pay their employees’ super on the same day as a pay run is processed. The main reason behind this measure is that the Government wishes to end non-payment and underpayment of super by some employers as this is effectively wage theft. The measure will also mean that millions of employees will receive higher retirement savings due to their super contributions being paid earlier and more frequently.

What you may not know is that from 1 July 2026, the ATO Small Business Super Clearing House (SBSCH) will close. Yes, you heard right—it is closing its doors at the same time as Payday Super begins.

So, what can you do to prepare if you are a current SBSCH user? Your options are limited. You can either move to your default super fund’s clearing house or use the super functionality in your payroll software, such as Xero, MYOB, or QBO. I recommend not waiting until the SBSCH closes to get this organised. Make the change as soon as practicable.

How did I hear about the SBSCH closing? I read the fact sheet from the Government Treasury website. You can access the fact sheet here if you wish to read the details behind Payday Super.

The fact sheet breaks down many other details about Payday Super and is an important read if you are an employer. I suggest you take the time to review it and figure out how you will apply this change to your payroll processes when the time comes.

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